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How to Choose a Marine Contractor

Choosing a marine contractor could be more important than any other contractor you may need. Marine construction in Florida is strictly regulated by state and federal law. Even a simple wood dock for a rowboat may be reviewed by the Army Corps of Engineers, The Department of Environmental Protection and The US Fish & Wildlife Service.

Under Florida law, if you hire an unlicensed or uninsured builder, YOU are legally responsible to pay Worker’s Compensation coverage and FICA. YOU must maintain records for inspection and YOU will be liable for any injuries that occur.

Marine Contractors must carry Federal USL&H (Longshore & Harbor Workers) insurance. If you hire a marine builder who does not carry Longshore coverage, YOU will be legally responsible for any injuries that occur.

Federal Jones Act insurance also is required if the contractor uses a barge or vessel when building.

All contractors are required to carry General Liability Insurance. This is to guard against damage to the homeowner/neighbor’s property, or if the contractor injures someone other than an employee.

Questions to Ask Before You Build
  • Are they licensed? Make sure the license is for the contractor’s company, not another firm. Never hire a contractor that suggests you pull the necessary building permit as an owner/contractor!!
  • Are they insured? Ask to see a Certificate of Insurance showing USL&H and general liability coverage prior to signing a contract. We strongly suggest that you have them issue a Certificate of Insurance naming you as an additional insured. This will assure you that their insurance is paid and up to date.
  • Is the contractor a member of Florida Marine Contractors Association? www.fmca.us
  • How long has the contractor been in the marine construction business?
  • Do they have a proper business license? Both county and city when applicable. This will validate the legitimacy of the business.
  • Can they provide references from satisfied customers from projects like yours?


If your Marine Contractor does not carry Worker’s Compensation coverage using Florida class code 6006F, he or she is not a legitimate Marine Contractor. This is a felony that exposes you to liability for any injury on the jobsite.


Jay Johnson
504 Riverside Dr.
Holly Hill, FL. 32117
Office/Fax (386)253-4343
Cell (386)547-7134
         or (386)566-2176






Serving greater Volusia and Flagler counties, of Florida (FL.) to including: Palm Coast, Flagler Beach, Ormond Beach, Holly Hill, Daytona Beach,
South Daytona Beach, Port Orange, Ponce Inlet, New Smyrna Beach, Edgewater, Oak Hill, St. Johns River
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